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Ballestas Group

FDIC Considers Making Big Banks Pay for Failures to Protect Smaller Ones

According to a report from Bloomberg, the FDIC is considering forcing the largest banks to absorb more of the $23 billion costs associated with the failures of Silicon Valley Bank and Signature Bank. The aim is to protect smaller banks, arguing that the large banks were the main recipients of deposits from regional banks.

In addition, the government is considering implementing tougher mandates for banks with between $100 billion and $250 billion in assets, including liquidity requirements and stress tests.

The Nasdaq 100 index has risen more than 20% since December, after the fall of SVB and Signature Bank caused interest rates and treasury yields to fall, setting the stage for a possible end to the rate hike. However, the rise in the index has been led by a few large-cap tech and communications companies, with the majority of the index still trailing.


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